For new accounts: Purchase APR is 16.99% in Georgia and North Carolina; 21.99% in all other states. Existing cardholders: See your credit card agreement terms. Excludes Lowe’s Business Rewards Credit Card from American Express, Lowe’s Commercial Account, all Lowe’s Canada Credit products and the Lowe’s PreLoad Discover® prepaid card. Mar 13, 2023 · Pros. 5% discount on almost everything Lowe’s sells with an alternative option for special financing plans ... The major benefit to a Lowe’s Advantage Credit Card is the 5% discount on ... Consumer Credit Cards 1-888-840-7651 Business Account 1-888-840-7651 Accounts Receivable 1-866-232-7443 Business Rewards 1-866-537-1397 Need to mail a payment? Make checks payable to "Lowe's/ SYNCB", and mail to the address for your account below: Lowe's Advantage Card, and Lowe's Project Card: Lowe's, PO Box 530914, Atlanta, GA 30353-0914Applying for a Lowe’s Business Card. If you apply for a Lowe’s Business Credit Card while signed in to your Account, Lowe’s will share your data with Synchrony to pre-fill your credit application, and the card will automatically be saved to your digital PRO Wallet upon credit approval. PRO Account Purchases. How to get free standard shipping on qualifying orders $45 or more: You must be logged in to your MyLowe’s account prior to checkout to get free shipping. New MyLowe’s customers must register for an account prior to checkout. Choose Standard 1 – 4 Business Days from the Estimate Shipping Charges drop-down under the Cart Summary .Aug 28, 2023 · The Home Depot card and Lowe’s card both have no annual fee, but different interest rates. The Home Depot card provides a 17.99% to 26.99% variable APR, while the Lowe’s card has a 26.99% ... In the option to enter your username and password, you will see an option to “Login” or “Apply”. The application option is to request your credit card for those who do not have it. 1. Click the “I want to register” link in the username and password prompts. 2. On the next page, enter your account and zip code, as in the Forgot ... Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.Welcome to Lowe’s Business Credit Center Manage your Lowe’s Commercial and Lowe’s Business Advantage account online from any device anytime, anywhere. Easily and securely access your invoices, statements, pay your bill and more. New account? Set up online access to pay your bill and manage your account online. User ID Recover your User IDLowe’s Advantage Card Benefits that help make it easier to complete your next project so you can do it right for less. Get the Lowe’s Advantage Card and receive: 5% off* every day or 6 months Special Financing** on qualified purchases Get Details Or 84 fixed monthly payments with reduced APR † on qualified purchases Get Details Lowe’s Card Overall Rating: 2.8/5.0. One thing many store cards have in common is a particularly high APR — and the Lowe's Advantage Credit Card is no exception. In fact, the card's 26.99% APR can make carrying even a small balance — let alone the thousands from a major appliance or home repair — less than ideal.For new accounts: Purchase APR is 16.99% in Georgia and North Carolina; 21.99% in all other states. Existing cardholders: See your credit card agreement terms. Excludes Lowe’s Business Rewards Credit Card from American Express, Lowe’s Commercial Account, all Lowe’s Canada Credit products and the Lowe’s PreLoad Discover® prepaid card. Lowe’s Business Credit Center. Manage your Lowe’s Commercial and Lowe’s Business Advantage account online from any device anytime, anywhere. Easily and securely access your invoices, statements, pay your bill and more. New account? Set up online access. to pay your bill and manage your account online. User ID. Recover your User ID. Reset ...Well, I'll tell you. The reason Lowe's pushes Lowe's-branded credit cards is because credit issuers waive the normal transaction fee (which retailers pay to the credit issuer) and additionally offer them monetary kickbacks. The 5% off is just a Member's Club-type gimmick to encourage customers to shop at Lowe's instead of HD, and in itself has ... If you have a Lowe’s Business Advantage or Lowe’s Commercial Account then Lowe’s offers an e-gift rebate program through your Lowe’s 4 Pros account. Annual spend of $2,500 – $9,999 it’s 1% rebate, $10,000-$24,999 it’s 1.25% rebate and $25,000+ it’s 1.5% rebate on most purchases. The e-gift cards should automatically appear in ...Step-by-Step Enrollment in eBill. Step 1. Sign in to your Lowe’s Advantage Credit Account. Step 2. Click on Activity in the navigation bar. Step 3. Choose Statements. Step 4. Follow the easy enrollment instructions. Step-by-Step Enrollment in eBill. Step 1. Sign in to your Lowe’s Advantage Credit Account. Step 2. Click on Activity in the navigation bar. Step 3. Choose Statements. Step 4. Follow the easy enrollment instructions. Lowe’s Advantage Card Benefits that help make it easier to complete your next project so you can do it right for less. Get the Lowe’s Advantage Card and receive: 5% off* every day or 6 months Special Financing** on qualified purchases Get Details Or 84 fixed monthly payments with reduced APR † on qualified purchases Get Details What credit score do I need for a Lowe's card? You'll likely need a fair, good, or excellent credit score to qualify for the Lowe's credit card. Fair credit scores typically start around 600. Good scores start around the high 600s, and excellent scores start around 800. But hands down my favorite product was the LBR AmEx card. With the ability to use this card outside of Lowes anywhere AmEx is taken, and a fee-free card (Lowes picks up the annual fee), and you can have separate cards issued for trusted spouses/workers, and there are some rewards accrued with its use, it was usually the go-to product. Is Lowe’s MVPs Pro Rewards Program a credit card? Do I need a Lowe’s Business Credit Card to join the MVPs Pro Rewards Program? Earning & Redeeming Rewards What products can I purchase to earn spend toward rewards? How do I use my rewards? How many MVPs Pro Rewards offers can you use at once? How do I earn MVPs Bonus Points?Here’s how you can pay your Lowe's Store Card: Online: You can pay your Lowe's Store Card online, either by signing in to your account or paying as a guest. You can even set up AutoPay to have your bill paid automatically each month. Over the phone: If you want to pay by phone, call (800) 444-1408 and follow the prompts.Aug 28, 2023 · The Home Depot card and Lowe’s card both have no annual fee, but different interest rates. The Home Depot card provides a 17.99% to 26.99% variable APR, while the Lowe’s card has a 26.99% ... To receive full Lowe’s For Pros loyalty benefits, at least one registered card is required. By registering your credit or debit card(s), you’ll see a rolling 24 months of in-store and online purchase history. You’ll also receive personalized offers that are relevant to you and your business. Mar 3, 2021 · Since neither credit card comes with an annual fee, you’ll save on large purchases. Lowe’s Advantage card has better options for project financing. Lowe’s card has ongoing discounts for purchases and 5% off of all eligible purchases made at Lowe’s stores. Six month financing options for Home Depot could help you save on big projects. Lowe’s Home ImprovementApr 12, 2019 · Lowe’s Business Account Credit Card. Just like with the Advantage Card, Lowe’s Business Account Credit Card offers 5% off every eligible purchase you make at Lowe’s. However, unlike the Advantage Card, there are no financing options. On the flip side, you do gain access to various cardholder promotions. There are also discounted delivery ... Atlanta, GA 30374-0237. Retention. Using your browser, you should print or download a copy of this consent, any applicable Account agreement, a Payment Security agreement (if elected), and any other electronic communication that is important to you for your records. Payments. Your obligation to pay at least the Minimum Payment due on an Account ...Cash back is received in the form of Lowe’s Business Rewards points that can be redeemed for statement credits or select gift cards. APR on purchases will be a variable rate, 20.99% - 29.99%, based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply. For the rates and fees of the Lowe's ...Sep 27, 2022 · However, the credit can only be used at Lowe’s stores or on the Lowe’s website. To use the Lowe’s in-store credit online, the customer must first create an online account with Lowe’s. Once the account is created, the customer can then add the Lowe’s in-store credit to the account. Mar 6, 2022 · If you have a Lowe’s Business Advantage or Lowe’s Commercial Account then Lowe’s offers an e-gift rebate program through your Lowe’s 4 Pros account. Annual spend of $2,500 – $9,999 it’s 1% rebate, $10,000-$24,999 it’s 1.25% rebate and $25,000+ it’s 1.5% rebate on most purchases. The e-gift cards should automatically appear in ... The Lowe’s Advantage card is a credit card that allows you to start and complete your project with 5% off everyday savings or Special Financing. Apply now for the Lowe’s Advantage card to get your project started.Aug 21, 2023 · Lowe's Advantage Card: Basics. Card type: Store. Annual fee: $0. New cardholder offer: When you're approved, you'll receive a coupon good for 20% off your first purchase (maximum savings: $100 ... Subject to credit approval. To qualify for this offer, you must apply, be approved and use a new Lowe’s Advantage Card to make a purchase 6/8/23 through 1/31/24. Limit one 20% off coupon per new credit account; offer is not transferable. Max discount is $100 with this offer. Accounts opened in store: One-time 20% off discount is not automatic ...Jul 28, 2023 · Cash back is received in the form of Lowe’s Business Rewards points that can be redeemed for statement credits or select gift cards. APR on purchases will be a variable rate, 20.99% - 29.99%, based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply. For the rates and fees of the Lowe's ... Apr 12, 2019 · Lowe’s Business Account Credit Card. Just like with the Advantage Card, Lowe’s Business Account Credit Card offers 5% off every eligible purchase you make at Lowe’s. However, unlike the Advantage Card, there are no financing options. On the flip side, you do gain access to various cardholder promotions. There are also discounted delivery ... In addition to making purchases from Lowe’s stores in the United States, your Credit Card can also be used to make purchases from any Lowe’s store in Canada (each such purchase, a “Canadian Purchase”). In addition to all other provisions of this Agreement, the following additional terms will apply to each Canadian Purchase. Lowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397. 4.0 NerdWallet rating The bottom line: This card offers top-notch value on spending at Lowe's, making it one of the best credit cards available for home improvement. The automatic...Pro Lowe’s MVPs Pro Rewards Program Lowe’s MVPs Pro Rewards Program Already have an account? Convert your Personal Account to a Pro Business Account. Get Started The More You Spend, the More You Earn Earn exclusive benefits and rewards by simply buying the things you need for your business.Lowe's Pro Supply is a leading product, services, and solutions provider in the USA for professional customers and companies in the field of Maintenance, Repair, and Operations (MRO), Residential Property Management Services, and Property Renovation and Repairs. Aug 31, 2021 · Card Members can now apply their Lowe’s Rewards to purchases on their statement, while earning rewards on purchases at Lowe’s, restaurants and office supply stores in the U.S., and more. NEW YORK, August 31, 2021 - Today, American Express and Lowe’s introduced a new cash back reward option for small and mid-size business Card Members to help fuel their business, add to their cash flow ... Consumer Credit Cards 1-888-840-7651 Business Account 1-888-840-7651 Accounts Receivable 1-866-232-7443 Business Rewards 1-866-537-1397 Need to mail a payment? Make checks payable to "Lowe's/ SYNCB", and mail to the address for your account below: Lowe's Advantage Card, and Lowe's Project Card: Lowe's, PO Box 530914, Atlanta, GA 30353-0914If you have a business that requires frequent purchases from big-box home improvement stores, you’ll want to join Lowe’s for Pros. Lowe’s for Pros members get 5% savings every time they shop at Lowe’s and access to Lowe’s Volume Savings Program, which promises savings on any purchase totaling at least $1,500.© 2014-2024 Powered by Installation Made Easy, Inc. | Privacy Policy & Licensing | California Privacy Policy | CMS_01 2.24.0.0136Thumbs up this video and SUBSCRIBE, it helps me learn who enjoyed this video to create more content for you all! 💙 💙 💙 💙 💙In this video, I will discu...Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted. Jan 21, 2012 · Jul 20, 2023. Started with a $1500 credit limit to buy a refrigerator. Once I paid it down to $480 they reduced my credit limit to $500 putting me at 95% usage. Paid it down to $280, they dropped my credit limit to $300. Continued making payments and today I found out thru credit Karma they canceled my acct. Never late. Search Credit Card. Manage Your Account: 1-866-657-0376 1-866-657-0376 ... LOWE’S ADVANTAGE CARD A CARD THAT LETS YOU DO IT RIGHT FOR LESS ©2023 Synchrony;But hands down my favorite product was the LBR AmEx card. With the ability to use this card outside of Lowes anywhere AmEx is taken, and a fee-free card (Lowes picks up the annual fee), and you can have separate cards issued for trusted spouses/workers, and there are some rewards accrued with its use, it was usually the go-to product. Well, I'll tell you. The reason Lowe's pushes Lowe's-branded credit cards is because credit issuers waive the normal transaction fee (which retailers pay to the credit issuer) and additionally offer them monetary kickbacks. The 5% off is just a Member's Club-type gimmick to encourage customers to shop at Lowe's instead of HD, and in itself has ... Jul 28, 2023 · Cash back is received in the form of Lowe’s Business Rewards points that can be redeemed for statement credits or select gift cards. APR on purchases will be a variable rate, 20.99% - 29.99%, based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply. For the rates and fees of the Lowe's ... Before we get to your credit application, let's see if you have a Lowes.com account. If not, we'll help you create one to access MVPs Pro Rewards. Only receipt data shown in your "My Account" can be fetched. If you have other account types, they are not supported (e.g. Lowe's for Pros credit card or commercial/business account, Lowe's PreLoad Pro Services, Lowe's PreLoad Card, Preload App for Expense Management, Lowe's Advantage Cards, or Accounts Receivable).Lowe's Business Credit Card Review. 5.0 / 5. The Lowe's Business Credit Card is ideal for small business owners who regularly shop at Lowe’s, have a big Lowe’s purchase coming up, and perhaps even spend a fair amount at restaurants and office supply stores. The card’s most appealing features are its $0 annual fee and the 5% discount it ...Lowe's Business Credit Cards 5% OFF Every Day 1 Exclusions apply. 24/7 Online Account Management Discounted Delivery 2 365-Day Returns 3 Invoicing Options Lowe’s Business Advantage • Save 5% instantly in store and on Lowes.com with eligible purchases. • Get itemized transactions and product-level details by invoice. We reserve the right to discontinue or alter these terms at any time. †Limited time only. 10% Off Your Lowe’s Advantage Card Purchase: Get 10% off your eligible purchase or order charged to your Lowe’s Advantage Card on 3/14/20. Valid for purchases in Lowe’s US stores and on Lowes.com. 10% discount will be applied after any other ...In the option to enter your username and password, you will see an option to “Login” or “Apply”. The application option is to request your credit card for those who do not have it. 1. Click the “I want to register” link in the username and password prompts. 2. On the next page, enter your account and zip code, as in the Forgot ...Welcome to Lowe’s Business Credit Center Manage your Lowe’s Commercial and Lowe’s Business Advantage account online from any device anytime, anywhere. Easily and securely access your invoices, statements, pay your bill and more. New account? Set up online access to pay your bill and manage your account online. User ID Recover your User IDAfter the conclusion of the six month period, a new Project Window can be established by making a new purchase of $1,000 or more with a Lowe's ® Project Card SM. An APR tier will be assigned when an account is opened: Tier 1: 7.99%, Tier 2: 9.99%, Tier 3: 11.99%, Tier 4: 13.99% or Tier 5: 17.99%.© 2014-2024 Powered by Installation Made Easy, Inc. | Privacy Policy & Licensing | California Privacy Policy | CMS_01 2.24.0.0136Lowe’s Credit Services. Lowe’s Business Advantage. 1-800-444-1408. Lowe’s Commercial Account. 1-866-232-7443. Business Hours. 24 hours / 7 days a week. This is ...If you have a business that requires frequent purchases from big-box home improvement stores, you’ll want to join Lowe’s for Pros. Lowe’s for Pros members get 5% savings every time they shop at Lowe’s and access to Lowe’s Volume Savings Program, which promises savings on any purchase totaling at least $1,500.If you have a Lowe’s Business Advantage or Lowe’s Commercial Account then Lowe’s offers an e-gift rebate program through your Lowe’s 4 Pros account. Annual spend of $2,500 – $9,999 it’s 1% rebate, $10,000-$24,999 it’s 1.25% rebate and $25,000+ it’s 1.5% rebate on most purchases. The e-gift cards should automatically appear in ...Welcome to Lowe’s Business Credit Center Manage your Lowe’s Commercial and Lowe’s Business Advantage account online from any device anytime, anywhere. Easily and securely access your invoices, statements, pay your bill and more. New account? Set up online access to pay your bill and manage your account online. User ID Recover your User ID Subject to credit approval. To qualify for this offer, you must apply, be approved and use a new Lowe’s Advantage Card to make a purchase 6/8/23 through 1/31/24. Limit one 20% off coupon per new credit account; offer is not transferable. Max discount is $100 with this offer. Accounts opened in store: One-time 20% off discount is not automatic ... In addition to making purchases from Lowe’s stores in the United States, your Credit Card can also be used to make purchases from any Lowe’s store in Canada (each such purchase, a “Canadian Purchase”). In addition to all other provisions of this Agreement, the following additional terms will apply to each Canadian Purchase. Lowe’s & Go. Buy online or through our mobile app and pick up at your local Lowe’s. Save time and money with free shipping on orders of $45 or more. Find what you’re looking for with the Lowe’s mobile app. For iOS and Android. Same-day delivery is now available for eligible in-stock items when you order by 2 p.m.*. Lowe’s Credit Services. Lowe’s Business Advantage. 1-800-444-1408. Lowe’s Commercial Account. 1-866-232-7443. Business Hours. 24 hours / 7 days a week. This is ...By signing in to Lowes.com, you’re agreeing to our Terms of Use, including Personal Account Terms and/or PRO Account and MVPs Terms as applicable, Privacy Statement, and Notice of Financial Incentive / Loyalty Programs. Sign In With One-Time Passcode Don't have a Lowe's Account? Create Account If you have a Lowe’s Business Advantage or Lowe’s Commercial Account then Lowe’s offers an e-gift rebate program through your Lowe’s 4 Pros account. Annual spend of $2,500 – $9,999 it’s 1% rebate, $10,000-$24,999 it’s 1.25% rebate and $25,000+ it’s 1.5% rebate on most purchases. The e-gift cards should automatically appear in ...For New Accounts: Standard APR is 28.99%. Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Only one credit-related promotional offer can be applied to any one item on a sales receipt. The “purchase date” for an item is the date it’s charged to your account.Lowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397.Lowe's Pro Supply is a leading product, services, and solutions provider in the USA for professional customers and companies in the field of Maintenance, Repair, and Operations (MRO), Residential Property Management Services, and Property Renovation and Repairs. This account is temporarily on hold, and orders are not allowed currently. Please call (281) 564-9700 for assistance.Lowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397.Lowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397.If you like to shop at Lowe's, the Lowe's Advantage Credit Card issued by Synchrony Bank can be a pretty essential tool. With daily savings of 5% on purchases and options for financing large projects, your Lowe's credit card account can mean saving big on your home projects or improving margins for your contracting business. Explore: GOBankingRates' Best Credit Cards for ...Since neither credit card comes with an annual fee, you’ll save on large purchases. Lowe’s Advantage card has better options for project financing. Lowe’s card has ongoing discounts for purchases and 5% off of all eligible purchases made at Lowe’s stores. Six month financing options for Home Depot could help you save on big projects.Also, my Pro account gets me $20.00 deliveries at my Lowe's location (I save $50.00 per delivery over DIY'ers). I never pay shelf price for anything. I save minimum 5% on every purchase...sometimes it's 10%. Special corporate pricing is available...but ONLY to Pro's...on orders over $1,000 - $1,500...it varies from time to time.Dec 3, 2020 · Alex Breen, Rewards Analyst. @alex_breen • 12/03/20. The Lowe's For Pros rewards program works by offering personalized deals, expense tracking, and tools to better manage your business. To join the Lowe's For Pros rewards program, you have to register at least one credit or debit card. Benefits of the Lowe’s For Pros Rewards Program: Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.To receive full Lowe’s For Pros loyalty benefits, at least one registered card is required. By registering your credit or debit card(s), you’ll see a rolling 24 months of in-store and online purchase history. You’ll also receive personalized offers that are relevant to you and your business.The Lowe's Project Card offers you a financing option for projects and major purchases made at Lowe's. No interest during each 6-month purchase period. After the purchase period ends, an APR of 7.99% - 17.99% will apply.* Low monthly payments; Minimum first purchase $1000; Online account management
Lowe’s Benefit Card or Lowe’s Project Card holders should mail checks to Lowe’s, PO Box 530914, Atlanta, GA 30353-0914. Lowe’s Organization Account Mail: PO Box 530970, Atlanta, GA 30353-0970 You can call the Lowes Credit Center at 1-800-444-1408 for help and information.. S and w wholesale foods llc
4.0 NerdWallet rating The bottom line: This card offers top-notch value on spending at Lowe's, making it one of the best credit cards available for home improvement. The automatic...Lowe’s Advantage Card, and Lowe’s Project Card: Lowe’s, PO Box 530914, Atlanta, GA 30353-0914 Lowe’s Visa Rewards: Lowe’s, PO Box 960010 , Orlando, Fl 32896-0010 Lowe’s Business Account: Conclusion:Lowe’s Credit Services. Lowe’s Business Advantage. 1-800-444-1408. Lowe’s Commercial Account. 1-866-232-7443. Business Hours. 24 hours / 7 days a week. This is ...For new accounts: Purchase APR is 16.99% in Georgia and North Carolina; 21.99% in all other states. Existing cardholders: See your credit card agreement terms. Excludes Lowe’s Business Rewards Credit Card from American Express, Lowe’s Commercial Account, all Lowe’s Canada Credit products and the Lowe’s PreLoad Discover® prepaid card. In the option to enter your username and password, you will see an option to “Login” or “Apply”. The application option is to request your credit card for those who do not have it. 1. Click the “I want to register” link in the username and password prompts. 2. On the next page, enter your account and zip code, as in the Forgot ...Lowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397. The Lowe's Project Card offers you a financing option for projects and major purchases made at Lowe's. No interest during each 6-month purchase period. After the purchase period ends, an APR of 7.99% - 17.99% will apply.* Low monthly payments; Minimum first purchase $1000; Online account management Aug 30, 2023 · Whether you’re a Pro or a have a DIY project on your mind, you can search and shop thousands of products like kitchen appliances, paint, lumber, tools, outdoor power equipment, grills, outdoor furniture, flooring and more— anytime when you’re on the go. We’ve also included larger, zoomable images and 360° spins so you can see every ... Apr 15, 2021 · Thumbs up this video and SUBSCRIBE, it helps me learn who enjoyed this video to create more content for you all! 💙 💙 💙 💙 💙In this video, I will discu... © 2014-2024 Powered by Installation Made Easy, Inc. | Privacy Policy & Licensing | California Privacy Policy | CMS_01 2.24.0.0136However, the credit can only be used at Lowe’s stores or on the Lowe’s website. To use the Lowe’s in-store credit online, the customer must first create an online account with Lowe’s. Once the account is created, the customer can then add the Lowe’s in-store credit to the account.The Home Depot card and Lowe’s card both have no annual fee, but different interest rates. The Home Depot card provides a 17.99% to 26.99% variable APR, while the Lowe’s card has a 26.99% ...The Lowe's Project Card offers you a financing option for projects and major purchases made at Lowe's. No interest during each 6-month purchase period. After the purchase period ends, an APR of 7.99% - 17.99% will apply.* Low monthly payments; Minimum first purchase $1000; Online account management.